New Year’s Revolution 4 Tips

Hi guys, I know it’s been a while since I last up dated you on some valuable tips but better late than never. Okay with all the crazy Christmas activities going on I must admit that I have gotten caught up with them too. I hope everyone had a wonderful Christmas and now looking forwards to a great new year. Well I am back, everybody likes making New Year resolutions and never gone through with it.

Here are some New Year revolutions you should consider doing for the coming New Year, *Live healthier life * Try saving more and * Work on improving one's life. In fact New Year's resolutions always tend to fizzle out faster than an old bottle of champagne. But fortunately there is always something that will help to keep you on track with your 2013 resolutions. Below are a few that will provide guidance and encourage you to persevere.

Resolution one: Losing weight

I know the battle against fat is not going to be easy; but it can be done, by controlling how many calories you consume daily is the key. And tracking how much you've eaten can be very difficult sometimes so make sure that you only eat healthy foods that will help keep you lean. Remember, keeping your metabolism on a high gear will keep your blood sugar level balance so that your body stays in fat burning mode.

Resolution: Exercising more                  

Well we all know that exercise goes with losing weight. You don’t need a personal trainer to help you guide your exercise routine needs. Put a reminder sticker (exercise today keep the doctor away) on places you visit often like on your fridge, kitchen cabinet and your bathroom door. Haring a personal trainer can be very expensive so you can always buy or download exercise program from your computer it works just as well or even better.

Resolution: Quit smoking                    

If you're trying to quit smoking, you need all the assistance you can find to break the hold of nicotine. This New Year revolution is very difficult but it can be done there is so many things you can do to help you quit smoking. You can buy the nicotine gum, join a support program and try to focus on your goal. Livestrong's $4 MyQuit Coach for iOS helps you develop a plan for quitting, and tracks your progress. FewLaps' $3 QuitNow! Pro for Android is similar, but also includes chat features to bolster your support network. It's worth spending a few dollars to get the extra boost an app can provide.

Resolution: Save money                    

Remember, that you have over spent during the Christmas season and it’s now time to save a little. Keep track of your bank account online and try not to go over your budget limit. Use cash only when you go shopping. Buy gas with your debit card and carry a list when you go to get groceries.

Remember guys if you want to keep on track with you New Year’s revolution you must try to follow through with you plans for it to work.

Christmas money saving shopping tips

Hey guys, with Christmas just around the corner some people just love the last minute shopping, but what they don’t realize is that the prices also goes up when it’s near to Christmas. Christmas comes but once a year so we have to make the best of it. Many people tends to over spend during Christmas seasons, oh I must confess that I am one of then lol.

Anyway, when you are shopping for Christmas,(like grocery shopping you also need a list) otherwise you will most likely to over spend. Another thing you most always try to shop early like in the middle of October when the stores haven’t yet increased the prices on the items.

 I found this out last year when I bought an item for $150 in the first week of October and them I decided to purchase the same item in the first week of December at the same store and to my surprise the price was much higher. So you need to start shopping for Christmas very early if you want to save money. I have some super tips that will help you save big this Christmas.  

Making A List;

Shopping without a Christmas list will most definitely make you forget who you are buying for and it will also causes you to buy more than you plan to. You don’t have to write down all the things you are going to purchase but the names of the people you are planning to get a gift for Christmas. Try not to go over your budget this year.

What To Buy

You don’t need to buy expensive Christmas gift for your parents just a post card will say a million words. You can also take them out for dinner at their favorite restaurant instead of buying both of them individual gifts. You might even save a lot of money this Christmas by doing that. Remember it’s the thought that counts. If in case you haven’t got any idea what to buy somebody just give them a gift card instead. Most people will accept a post card other than a gift.                   

Using Coupons

Go on sites like Groupon.com and livingSocial.com where you will find coupons for spa treatments, hotel, kitchen stuff and many more that will cut down you Christmas spending to a limit... Just make sure that the coupons haven’t yet expired. The benefit of using coupons for Christmas shopping will help you to control your budget. Using coupons will not only help you to spend less money but it will also help you to purchase more gift than you’ve expected. Everybody likes a little discount when it comes to buying Christmas gifts.

Using Credit And Debit Cards

If you don’t want to over send when shopping this Christmas then put away your credit card and only use your debit card. Why? Because when you use your credit card you tend to spend more money than what you want to spend. But if you use your debit card to shop for Christmas gifts then you won’t be able to over spend remember your debit card has a certain amount of money in it and that should help you to stay within your budget. Just make sure that you remember how much money you have on your card before you start your Christmas shopping guys.

Comparing Prices

Check all the prices on your list before you go to the mall. This is very important if you are going to shop for expensive Christmas item that are more than likely to be on sale. Most big stores will overprice their items, so that the discount will look very convincing. Therefore, they fooled the public into thinking you're getting a bargain on a $1,000 television that's has a 50% sale tag on it. When the regular price was actually $599 and so the 50% sale price would seems like a great bargain. This is the strategy that most stores use every year to get customers to buy more Christmas presents than they usually would.

Make Up A Budget

When you write down your Christmas gift list do some advance price-checking to ensure that you don’t go over your budget limit. It would make it much easier figure out how much you want to spend. After you have added up the rough cost of all the items on your list consider whether this total is an amount that will fit within your current budget. This will let your Christmas shopping less painful when you look at your bill.

Can’t Afford Expensive Gifts

Don’t go into debt if you can’t afford to keep up with the normal state of gift giving, don't be scared to confess that you can only afford to buy Christmas presents for your immediate family. So if you can only afford to buy your friends a post card then they’ll understand your situation…